Stage-1 Tools

These tools do not create discipline. They make behaviour visible — if you use them honestly.

The purpose of these tools is not improvement. It is observation.

Each tool focuses on a specific pattern where money, attention, or impulse often goes unnoticed. Nothing here promises change.

Subscription Checkup

Many recurring payments operate quietly in the background. This tool surfaces them.

It does not tell you what to cancel. It shows what exists.

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Impulse Interrupt

Impulse decisions usually happen faster than awareness.

This tool introduces a pause. What you do with that pause is up to you.

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Need or Want?

Most spending decisions are made without naming them.

This tool asks a simple question and records the answer.

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Delay Timer

Time changes decisions.

This tool adds time. Nothing more.

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Daily Spending Clarity

Small spending often disappears from memory.

This tool records it without judgment.

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Leak Detector

Certain patterns repeat across most people.

This tool groups them so they can be seen together.

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Weekly Snapshot

Behaviour changes week to week.

This tool reflects that back to you.

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